Privacy Policy
Effective date: October 2, 2026
D'Metrid James Financial Services ("we," "us," or "our") respects your privacy. This Privacy Policy explains what information we collect when you visit dmetridjames.com (the "Site"), request a consultation, or communicate with us by phone, email, or text message, how we use that information, and how we protect it.
1. How Information Is Collected
Information you give us. When you complete a form, call us, email us, or text us, we may collect your first and last name, phone number, email address, state of residence, the services you are interested in, and any details you choose to provide about your situation.
Information collected automatically. When you visit the Site, basic technical data such as your IP address, browser type, device type, pages visited, and referring website may be collected through cookies and similar technologies.
2. How Information Is Used
- To respond to your consultation request and contact you about the services you asked about
- To schedule appointments and send appointment reminders and service updates you consented to receive
- To send marketing messages, only if you separately consented to receive them
- To prepare quotes, illustrations, and applications you request from the insurance carrier you choose
- To operate, maintain, and improve the Site
- To meet our legal, regulatory, and licensing obligations
3. We Do Not Sell or Share Your Information
We do not sell, rent, trade, or share your personal information or your opt-in information with affiliates or third parties for their marketing or promotional purposes.
4. SMS Opt-In and Mobile Information
Our website forms include two separate, optional, unchecked consent boxes: one for non-marketing text messages (such as appointment reminders and updates about your request) and one for marketing text messages. You may submit a form without checking either box. Consent to receive text messages is not a condition of any purchase. We send text messages only according to the box or boxes you checked.
Message frequency varies. Message and data rates may apply. Reply STOP at any time to opt out, or reply HELP for assistance. You may also contact us using the information below.
No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services, such as customer service is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
No mobile information will be shared with third parties or affiliates for marketing/promotional purposes. Text messaging originator opt-in data and consent will not be shared with any third parties, except for aggregators and providers of the Text Message services.
5. Cookies and Tracking
The Site uses cookies and similar tools to keep the Site working and to understand how visitors use it. You can set your browser to refuse cookies, though some features may not work as intended.
6. Data Security
We use reasonable administrative, technical, and physical safeguards to protect your information. No method of transmission over the internet or electronic storage is completely secure, so we cannot promise absolute security.
7. Data Retention
We keep your information only as long as needed to provide the services you requested, meet our legal and licensing obligations, and resolve disputes.
8. Your Choices
- Reply STOP to any text message to stop receiving texts. Reply HELP for assistance.
- Click "unsubscribe" in any marketing email to stop receiving marketing emails.
- Contact us to request access to, correction of, or deletion of your personal information, subject to records we are legally required to keep.
Depending on where you live, you may have additional rights under state privacy laws. We will honor those rights as required by law.
9. Children's Privacy
The Site is not directed to children under 18, and we do not knowingly collect personal information from children.
10. Links to Other Websites
The Site may link to websites we do not control. We are not responsible for the privacy practices of those websites.
11. Changes to This Policy
We may update this Privacy Policy from time to time. The updated version will be posted on this page with a new effective date.
12. Contact Us
D'Metrid James Financial Services
Phone: (945) 222-7946
Email: dmetrid@jamesandjamesrealtygroup.com
Website: dmetridjames.com
Terms that apply to our text messaging program are in our Terms & Conditions.